10th
JUL

Donate Now – Help Karmey Hesed Fight Poverty and Provide Emergency Relief Aid with Your Donation Today

Posted by admin under Child Poverty, Children, Getting By In Israel, Poverty in Israel, Tzedakah, What can "I" do

HelpTell your friends, tell your family, tell yourself, tell them that every day, Karmey Hesed helps people in the poorest communities in Israel survive and thrive. Your gift will help us continue to lift children, mothers, fathers and entire families out of poverty throughout the country.

In the past 12 months alone, Karmey Hesed worked in dozens of communities in Israel, supporting hundreds of families. With your gift today, poor children and their families can continue to rely on us, on you! To receive the resources they need to improve their health and welfare and gain relief from the day-to-day struggle to survive here in Israel.

Founded in 2004, Karmey Heded is a registered nonprofit “chapter 46” organization. (ID number: 580431138).

Together, we can make Israel a better place for all its citzens. Your donation will go to work instantly to help families suffering in poverty.

Donations to Karmey Hesed are tax-deductible in Israel, the USA and the UK.

Thank you for your interest in supporting the poor of Israel. Your donation is the backbone of our activities.

SO! Tell your friends, tell your family, tell yourself to join us and help the people of Israel.


Click here to donate:

http://www.karmeyhesed.org/english/donations.asp

View our latest video here:
http://www.karmeyhesed.org/blog/?p=1523

7th
MAY

What can be done to end poverty in Israel?

Posted by admin under Child Poverty, Children, Disposable Income, Getting By In Israel, Poverty in Israel, Solutions to Poverty, Tzedakah, What can "I" do

Family Poverty - Karmey HesedNow, that is a fair question. The short of the answer is yes. Or should I say, of course there are! The real question is, what can be done about it? Is there a way to alleviate poverty? Again, the answer is yes! There are many government and not-for-profit programs that address this question, and do indeed work towards solving the problem. Some with more success that others.

The next question is, what are the people in need to do while the problem gets solved. They still need food, clothing, medicine and housing. The basics. That is where Karmey Hesed comes in. Through Karmey Hesed’s programs, those that are in need gain relief from the stresses of poverty until it goes away.

Take the Goldstien family for example. In some ways a typical Israeli family, in other ways, not. There are 5 school age kids at home. The father works at a normal Israeli job, making a normal Israeli salary. The mother works as well. Also earning a typical salary in Israel.

The problem is, its not enough. Between the 2 parents, and even if you include the now reduced government child allowance, there is just not enough to go around. Not only are there seasons where new clothes for the growing children in out of the question, but there are many days, if not weeks, where there is not enough food. Let alone medicines when needed.

Karmey Hesed does its best to help these families. That of course depends on you. Your regular donations to this critical cause are what make it happen.

So please! Open your hearts and click here to donate now, so that those in need  can survive until G-d willing poverty finally ends!

18th
JAN

The Lower the Income, the Higher the Divorce Rate…

Posted by admin under Child Poverty, Children, Disposable Income, Divorce

No Kidding…

The divorce rate has stabilized among the middle class but is increasing among the poor, explaining why many separated fathers pay little or no child support.

Divorce

Divorce

A new study reveals that financial hardship is a major cause of family breakdown. Low-income parents are more likely than others to break up – and they remain poor after the split.

Most of the 700,000 fathers registered with the Child Support Agency pay little child support because their incomes are very low, says the study published in People and Place, the journal of Monash University’s Centre for Population and Urban Research.

More than 40 per cent of the separated fathers in 2001 had a taxable income of less than $15,600. Most were unemployed or in marginal jobs. Overall, despite general economic prosperity, nearly 68 per cent of the separated fathers had incomes of less than $32,000.

As a result, their former partners also experienced desperate financial circumstances. Three-quarters of the mothers were raising children on annual incomes of less than $15,600 plus $2000 to $3000 in family tax benefits.

The study says an estimated 90 per cent of separated parents are registered with the agency. Unless registered, women cannot get the federal government parenting payment.

The study says an estimated 90 per cent of separated parents are registered with the agency. Unless registered, women cannot get the federal government parenting payment. Continued…

5th
DEC

If Only it Were This Easy – Getting Out of Poverty

Posted by admin under Child Poverty, Children, Disposable Income, Getting By In Israel, Perspective, Poverty in Israel, Self Improvement, Social Justice, Solutions to Poverty, Tzedakah, What can "I" do, What can THEY do

Break the Cycle

Break the Cycle

The Brookings Institution came out out with a study a while back that suggests that its “easy” to get out of, or at least, avoid, poverty. Their suggestions might make sense in the USA, or other developed coutries where the concept of a “Disposable Income” exists. However, in a place like Israel, that is just not the case. Here is their article:

We’re a nation of bootstraps. Pull hard enough and you can pull yourself from rags to riches.

Or so we like to think. New research suggests we’re not as strapping as we might think when it comes to economic mobility.

New research from the Brookings Institution shows that economic mobility – the chance a child born into a poor family has to escape poverty – isn’t as robust as we might think.

If you’re born into a middle-class family, there’s a 76 percent chance you’ll end up middle class or even wealthier. Born into a poor family? Only a 35 percent chance. More here.

22nd
NOV

Children Of Divorce More Likely To Live In Poverty: Census Report

Posted by admin under Child Poverty, Children, Disposable Income, Divorce, Unemployment

Children and Divorce

Children and Divorce

Children of divorce are more likely to be in poverty and to live with their mothers, according to a new Census report on marriage released today.

According to the report, three-quarters of children in divorced families lived with their mother in 2009 while some 28% of them were below the poverty rate, versus a 19% poverty rate among other children. The first-of-its kind Census report is a compendium of marriage trends and statistics cut by age, race and geography. Some stats:

1) In 2009, women who divorced in the previous 12 months were more likely to be in poverty and reported less household income than recently divorced men. Some 27% of recently divorced women had less than $25,000 in annual household income compared with 17% of recently divorced men. From the Huffington Post.

18th
NOV

Great News!!! Israel poverty levels fall to lowest since 2003, But!

Posted by admin under Child Poverty, Children, Disposable Income, Perspective, Poverty in Israel, Tzedakah

Poverty In Israel

Poverty In Israel

Yes, you read it right. The poverty level in Israel has gone down. That is great news!

That said, and I am not trying to belittle the progress, but… The numbers are still staggering, and what more, they are not at all that much different. Yes, percentage wise, there is a drop, “…19.8% of Israeli families suffered from poverty in 2010, compared to 20.5% in 2009″. That’s almost a full percent. That’s great! That’s about 3033 families less than the year prior.

The sad part is that there are still about 433,000 families still IN poverty. All of this is of course without getting into questions of what poverty means and how poverty is measured.

Here is a fuller report from Haaretz.

29th
AUG

Summer’s Over, Back to School

Posted by admin under Child Poverty, Children, Disposable Income, Getting By In Israel, Poverty in Israel, Unemployment

Back To School

Back To School

As I am sure is the case in many households, there’s a very interesting point in time that joins two periods in the annual cycle of events. The end of summer vacation and the beginning of the school year.

FOR THE KIDS its a time mixed feelings; feelings of sadness at the end of summer’s “freedom”; feeling of anticipation (and sometimes sadness…) as the new school year approaches. Will there be new kids in the class, who will be my teacher, how will my grades be this year, and so one.

FOR THE PARENT’S part, its a time of excitement at their children’s advancement to a higher grade, and perhaps even a time of relief from needing to keep the kids busy over the summer. There is however another set of feelings that many families experience. STRESS!

The stress of how to make ends meet during this time can be immense. The question becomes, how can an Israeli family with 5, 7 or more kids do it? The answer is not clear…

25th
AUG

When Child Allowance Doesn’t Come In

Posted by admin under Child Poverty, Children, Disposable Income, Getting By In Israel, Poverty in Israel, Social Justice, Solutions to Poverty, Unemployment, What can THEY do

Baby Bonus

Baby Bonus

A good friend of mine, who happens to be in a lot of debt… also has a debt to Bituach Leumi (National Insurance. The debt “cropped up” as a result of his trying to come clean with all the tax authorities. Even though he hadn’t been “making a living” in the years that the debt was incurred, he was still assessed for several thousands of shekels owing.

As part of his “survival strategy”, he basically ignored this ticking time bomb so that he could pay for the basic necessities, milk, diapers, bread, and the like. The problem is of course, that as with (almost) all debt, it eventually catches up. and that it did.

In due course the child allowance payments stopped coming in. At 1800 shekels a month, for someone not-getting-by on his 10,000 pre-tax salary, that’s a lot of cash. Especially when there are 7 children, a wife, and himself to feed.

In case you were wondering, this is NOT an article complaining about the Israeli government and  its policies.
Its simply an article that tries to demonstrate the close to impossible situation many Israelis live in.

Well, there are people who really do have more serious problems, health, Shalom Bayit et-al. As they say, it’s only money…

24th
JAN

Israel’s greatest threat is not security, its poverty

Posted by admin under Child Poverty, Children, Disposable Income, Getting By In Israel, Perspective, Poverty in Israel, Tzedakah, Unemployment, What can THEY do

Searching for food

Searching for food

In November 2010, the National Insurance Institute released its latest Report on Poverty.

The report concluded that in 2009, 123,000 Israelis joined the “circle of poverty,” and that 850,000 children and a growing number of working poor are now considered to be living below the poverty line. It is clear that poverty in Israel is spiraling out of control.

The gap between the rich and the poor in Israel is also growing rapidly as the middle class disappears. In 2009, Israel’s middle class made up only 15% of the population, a decrease of nearly 20% since the 1980s. And the figure continues to shrink. This is dangerous, if not deadly, to the Israeli economy. A healthy economy is represented by a large middle class of workers with buying power. The current situation and trend is unsustainable.

While some of the recent statistics were impacted by the global recession, it is far from the whole story. Israel had put conservative banking and fiscal policies in place long before the global crisis due to their own earlier troubles, so the global downturn did not hit Israel as hard. In 2007 the Israeli Central Bureau of Statistics showed that even when the economy was at its peak, great numbers of Israelis were falling from the middle class and struggling to put food on their tables. Yet the global recession is not to blame here. This is an older, more serious problem. (…)

Instead of setting aside funds to keep the splinter political parties of the coalition happy, why doesn’t the Israeli government set aside funds for poor children who can’t afford, but desperately want, a higher education and an opportunity at a career? Many poor kids drop out of school at young ages in order to feed themselves since they see few future rewards of even bothering to finish high school. Full article here.